L\u1eddi m\u1edf \u0111\u1ea7u c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Waller t\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed5i m\u1edbi Thanh to\u00e1n<\/p>\n
C\u1ea3m \u01a1n c\u00e1c b\u1ea1n \u0111\u00e3 tham gia c\u00f9ng ch\u00fang t\u00f4i t\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed5i m\u1edbi Thanh to\u00e1n \u0111\u1ea7u ti\u00ean c\u1ee7a C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang. Cu\u1ed9c t\u1ee5 h\u1ecdp n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng cho ch\u00fang t\u00f4i, ph\u1ea3n \u00e1nh cam k\u1ebft c\u1ee7a ch\u00fang t\u00f4i trong vi\u1ec7c hi\u1ec3u bi\u1ebft v\u00e0 ngay c\u1ea3 l\u00e0 ch\u1ea5p nh\u1eadn nh\u1eefng l\u00e0n s\u00f3ng thay \u0111\u1ed5i \u0111ang qu\u00e9t qua c\u1ea3nh quan thanh to\u00e1n. M\u1ee5c ti\u00eau c\u1ee7a t\u00f4i khi t\u1eadp h\u1ee3p c\u00e1c b\u1ea1n l\u1ea1i h\u00f4m nay r\u1ea5t \u0111\u01a1n gi\u1ea3n: t\u1ea1o ra m\u1ed9t cu\u1ed9c \u0111\u1ed1i tho\u1ea1i c\u1edfi m\u1edf, m\u1ea1nh m\u1ebd gi\u1eefa c\u00e1c tr\u1ee5 c\u1ed9t c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng v\u00e0 c\u00e1c nh\u00e0 \u0111\u1ed5i m\u1edbi t\u1eeb th\u1ebf gi\u1edbi crypto, t\u00e0i ch\u00ednh phi t\u1eadp trung v\u00e0 fintech.<\/p>\n
\u0110\u1ec3 t\u00f4i l\u00e0m r\u00f5\u2014h\u00f4m nay, C\u1ee5c D\u1ef1 tr\u1eef \u0111ang ti\u1ebfp c\u1eadn nh\u1eefng ng\u01b0\u1eddi tham gia m\u1edbi n\u00e0y kh\u00f4ng ph\u1ea3i v\u1edbi s\u1ef1 ho\u00e0i nghi, m\u00e0 v\u1edbi s\u1ef1 t\u00f2 m\u00f2 v\u00e0 m\u1ed9t mong mu\u1ed1n ch\u00e2n th\u00e0nh \u0111\u1ec3 tham gia. \u0110\u00e2y l\u00e0 m\u1ed9t k\u1ef7 nguy\u00ean m\u1edbi cho ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng. N\u1ebfu ch\u1ec9 v\u00e0i n\u0103m tr\u01b0\u1edbc, b\u1ea1n \u0111\u1ec1 xu\u1ea5t r\u1eb1ng ch\u00fang ta s\u1ebd th\u1ea3o lu\u1eadn c\u00f4ng khai v\u1ec1 t\u00e1c \u0111\u1ed9ng c\u1ee7a blockchain, stablecoin, ho\u1eb7c c\u00e1c n\u1ec1n t\u1ea3ng phi t\u1eadp trung t\u1ea1i trung t\u00e2m c\u1ee7a Fed, nhi\u1ec1u ng\u01b0\u1eddi s\u1ebd coi \u0111\u00f3 l\u00e0 m\u1ed9t \u00fd t\u01b0\u1edfng kh\u00f4ng th\u1ec3 x\u1ea3y ra. Nh\u01b0ng ch\u00fang ta \u0111ang \u1edf \u0111\u00e2y. T\u1ed1c \u0111\u1ed9, s\u1ef1 \u0111\u1ed5i m\u1edbi v\u00e0 ti\u1ec1m n\u0103ng ph\u00e1 v\u1ee1 c\u1ee7a nh\u1eefng c\u00f4ng ngh\u1ec7 n\u00e0y y\u00eau c\u1ea7u ch\u00fang ta ch\u00fa \u00fd\u2014kh\u00f4ng ch\u1ec9 nh\u01b0 nh\u1eefng ng\u01b0\u1eddi qu\u1ea3n l\u00fd, m\u00e0 c\u00f2n l\u00e0 nh\u1eefng ng\u01b0\u1eddi tham gia v\u00e0o s\u1ef1 ti\u1ebfn h\u00f3a c\u1ee7a c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n.<\/p>\n
T\u00f4i tin r\u1eb1ng tr\u00e1ch nhi\u1ec7m c\u1ee7a ch\u00fang ta kh\u00f4ng ph\u1ea3i l\u00e0 tr\u00e1nh s\u1ef1 ph\u00e1 v\u1ee1, m\u00e0 l\u00e0 ch\u1ea5p nh\u1eadn n\u00f3. Tr\u00e1nh n\u00e9 ch\u1ec9 d\u1eabn \u0111\u1ebfn s\u1ef1 kh\u00f4ng li\u00ean quan. Thay v\u00e0o \u0111\u00f3, ch\u00fang ta ph\u1ea3i l\u00e0 nh\u1eefng \u0111\u1ed1i t\u00e1c ch\u1ee7 \u0111\u1ed9ng, suy ngh\u0129 trong vi\u1ec7c x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n an to\u00e0n, hi\u1ec7u qu\u1ea3 v\u00e0 th\u1ef1c s\u1ef1 bao tr\u00f9m. V\u1edbi t\u01b0 c\u00e1ch l\u00e0 Ch\u1ee7 t\u1ecbch \u1ee6y ban Thanh to\u00e1n c\u1ee7a Fed, t\u00f4i \u0111\u00e3 ch\u1ee9ng ki\u1ebfn tr\u1ef1c ti\u1ebfp c\u00e1ch m\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi \u0111ang \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u1ec7 sinh th\u00e1i thanh to\u00e1n ch\u00ednh th\u1ed1ng. T\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1, thanh to\u00e1n ngay l\u1eadp t\u1ee9c v\u00e0 ti\u1ec1n c\u00f3 th\u1ec3 l\u1eadp tr\u00ecnh kh\u00f4ng c\u00f2n l\u00e0 nh\u1eefng kh\u00e1i ni\u1ec7m tr\u1eebu t\u01b0\u1ee3ng\u2014ch\u00fang \u0111ang nhanh ch\u00f3ng tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n c\u1ee7a k\u1ebft c\u1ea5u t\u00e0i ch\u00ednh c\u1ee7a ch\u00fang ta.<\/p>\n
\u0110\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u \u0111\u00f3, t\u00f4i \u0111\u00e3 y\u00eau c\u1ea7u nh\u00e2n vi\u00ean c\u1ee7a ch\u00fang t\u00f4i kh\u00e1m ph\u00e1 c\u00e1c c\u00e1ch th\u1ee9c m\u1edbi \u0111\u1ec3 t\u01b0\u01a1ng t\u00e1c v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ed5i m\u1edbi n\u00e0y. M\u1ed9t \u00fd t\u01b0\u1edfng m\u00e0 t\u00f4i \u0111\u1eb7c bi\u1ec7t h\u00e0o h\u1ee9ng l\u00e0 kh\u00e1i ni\u1ec7m v\u1ec1 m\u1ed9t “t\u00e0i kho\u1ea3n ch\u00ednh” h\u1ea1n ch\u1ebf cho c\u00e1c c\u00f4ng ty thanh to\u00e1n\u2014nh\u1ea5t l\u00e0 nh\u1eefng c\u00f4ng ty kh\u00f4ng c\u1ea7n to\u00e0n b\u1ed9 d\u1ecbch v\u1ee5 m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng th\u01b0\u1eddng cung c\u1ea5p. “T\u00e0i kho\u1ea3n thanh to\u00e1n” n\u00e0y c\u00f3 th\u1ec3 m\u1edf ra c\u00e1nh c\u1eeda cho c\u00e1c c\u00f4ng ty fintech v\u00e0 crypto ti\u1ebfp c\u1eadn nh\u1eefng ph\u1ea7n c\u1ee7a c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng thanh to\u00e1n c\u1ee7a ch\u00fang t\u00f4i m\u1ed9t c\u00e1ch c\u00f3 ki\u1ec3m so\u00e1t, ph\u00f9 h\u1ee3p v\u1edbi r\u1ee7i ro, m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u h\u1ecd tr\u1edf th\u00e0nh c\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c th\u1ee5. T\u00f4i coi \u0111\u00e2y l\u00e0 m\u1ed9t k\u1ebft qu\u1ea3 ti\u1ec1m n\u0103ng \u0111\u00f4i b\u00ean c\u00f9ng c\u00f3 l\u1ee3i: n\u00f3 s\u1ebd cho ph\u00e9p nhi\u1ec1u s\u1ef1 c\u1ea1nh tranh v\u00e0 \u0111\u1ed5i m\u1edbi trong khi \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 s\u1ef1 \u1ed5n \u0111\u1ecbnh h\u1ec7 th\u1ed1ng v\u1eabn \u0111\u01b0\u1ee3c duy tr\u00ec.<\/p>\n
H\u1ed9i ngh\u1ecb n\u00e0y kh\u00f4ng ch\u1ec9 v\u1ec1 vi\u1ec7c l\u1eafng nghe ho\u1eb7c trao \u0111\u1ed5i \u00fd t\u01b0\u1edfng, m\u00e0 c\u00f2n v\u1ec1 h\u00e0nh \u0111\u1ed9ng. T\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 g\u1eedi \u0111i m\u1ed9t th\u00f4ng \u0111i\u1ec7p r\u1eb1ng C\u1ee5c D\u1ef1 tr\u1eef \u0111ang m\u1edf c\u1eeda h\u1ee3p t\u00e1c v\u1edbi to\u00e0n b\u1ed9 h\u1ec7 sinh th\u00e1i c\u00e1c b\u00ean tham gia thanh to\u00e1n\u2014c\u1ea3 c\u0169 v\u00e0 m\u1edbi. T\u00f4i hy v\u1ecdng r\u1eb1ng, v\u00e0o cu\u1ed1i s\u1ef1 ki\u1ec7n n\u00e0y, ch\u00fang ta s\u1ebd x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c nh\u1eefng b\u01b0\u1edbc \u0111i r\u00f5 r\u00e0ng, thi\u1ebft th\u1ef1c. Nh\u1eefng b\u01b0\u1edbc \u0111i cho ph\u00e9p h\u1ec7 th\u1ed1ng thanh to\u00e1n c\u1ee7a M\u1ef9 duy tr\u00ec v\u1ecb th\u1ebf d\u1eabn \u0111\u1ea7u to\u00e0n c\u1ea7u v\u1ec1 an ninh, t\u1ed1c \u0111\u1ed9 v\u00e0 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn.<\/p>\n
H\u00e3y th\u00e0nh th\u1eadt r\u1eb1ng\u2014h\u00e0nh tr\u00ecnh t\u1eeb \u0111\u00e2y s\u1ebd kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng d\u1ec5 d\u00e0ng. S\u1ebd c\u00f3 nh\u1eefng b\u01b0\u1edbc sai, c\u00e2u h\u1ecfi v\u00e0 b\u1ea5t \u0111\u1ed3ng d\u1ecdc \u0111\u01b0\u1eddng. Nh\u01b0ng t\u00f4i tin r\u1eb1ng, b\u1eb1ng c\u00e1ch l\u00e0m vi\u1ec7c c\u00f9ng nhau, ch\u00fang ta c\u00f3 th\u1ec3 khai th\u00e1c nh\u1eefng \u0111i\u1ec1u t\u1ed1t nh\u1ea5t c\u1ee7a c\u1ea3 hai th\u1ebf gi\u1edbi: s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 tin c\u1eady c\u1ee7a h\u1ec7 th\u1ed1ng truy\u1ec1n th\u1ed1ng, v\u00e0 s\u1ef1 s\u00e1ng t\u1ea1o c\u0169ng nh\u01b0 hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00e1c nh\u00e0 tham gia m\u1edbi.<\/p>\n
V\u1edbi tinh th\u1ea7n \u0111\u00f3, t\u00f4i m\u1eddi t\u1ea5t c\u1ea3 c\u00e1c b\u1ea1n\u2014d\u00f9 b\u1ea1n \u0111\u1ea1i di\u1ec7n cho m\u1ed9t ng\u00e2n h\u00e0ng l\u1edbn, m\u1ed9t c\u00f4ng ty kh\u1edfi nghi\u1ec7p, m\u1ed9t m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n, hay th\u1eadm ch\u00ed m\u1ed9t giao th\u1ee9c DeFi \u1ea9n danh\u2014tham gia c\u00f9ng ch\u00fang t\u00f4i t\u1ea1i b\u00e0n ngh\u1ecb s\u1ef1. Cu\u1ed9c tr\u00f2 chuy\u1ec7n b\u1eaft \u0111\u1ea7u h\u00f4m nay, v\u00e0 C\u1ee5c D\u1ef1 tr\u1eef \u1edf \u0111\u00e2y nh\u01b0 m\u1ed9t \u0111\u1ed1i t\u00e1c.<\/p>\n
Ch\u00e0o m\u1eebng \u0111\u1ebfn v\u1edbi m\u1ed9t ch\u01b0\u01a1ng m\u1edbi trong thanh to\u00e1n. C\u1ea3m \u01a1n b\u1ea1n \u0111\u00e3 tham gia, \u00fd t\u01b0\u1edfng c\u1ee7a b\u1ea1n, v\u00e0 s\u1ef1 s\u1eb5n s\u00e0ng c\u1ee7a b\u1ea1n \u0111\u1ec3 gi\u00fap \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai.<\/p>\n","protected":false},"excerpt":{"rendered":"
L\u1eddi m\u1edf \u0111\u1ea7u c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Waller t\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed5i m\u1edbi Thanh to\u00e1n C\u1ea3m \u01a1n c\u00e1c b\u1ea1n \u0111\u00e3 tham gia c\u00f9ng ch\u00fang t\u00f4i t\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed5i m\u1edbi Thanh to\u00e1n \u0111\u1ea7u ti\u00ean c\u1ee7a C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang. Cu\u1ed9c t\u1ee5 h\u1ecdp n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng cho ch\u00fang t\u00f4i, ph\u1ea3n \u00e1nh […]<\/p>\n","protected":false},"author":1,"featured_media":4061,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74],"tags":[],"class_list":["post-4069","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-vi"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"vi","enabled_languages":["en","de","ja","vi","ms"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"de":{"title":false,"content":false,"excerpt":false},"ja":{"title":false,"content":false,"excerpt":false},"vi":{"title":false,"content":false,"excerpt":false},"ms":{"title":false,"content":false,"excerpt":false}}},"rttpg_featured_image_url":{"full":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700.jpg",800,800,false],"landscape":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700.jpg",800,800,false],"portraits":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700.jpg",800,800,false],"thumbnail":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700-150x150.jpg",150,150,true],"medium":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700-300x300.jpg",300,300,true],"large":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700.jpg",800,800,false],"1536x1536":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700.jpg",800,800,false],"2048x2048":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700.jpg",800,800,false],"blog-thumb":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700-530x250.jpg",530,250,true],"blog-full":["https:\/\/blockchainenews.com\/wp-content\/uploads\/2025\/10\/2025-10-22T150002.4880700-800x450.jpg",800,450,true]},"rttpg_author":{"display_name":"tranhuynhmy@proton.me","author_link":"https:\/\/blockchainenews.com\/vi\/author\/tranhuynhmyproton-me\/"},"rttpg_comment":0,"rttpg_category":"News-Vi<\/a>","rttpg_excerpt":"L\u1eddi m\u1edf \u0111\u1ea7u c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Waller t\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed5i m\u1edbi Thanh to\u00e1n C\u1ea3m \u01a1n c\u00e1c b\u1ea1n \u0111\u00e3 tham gia c\u00f9ng ch\u00fang t\u00f4i t\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed5i m\u1edbi Thanh to\u00e1n \u0111\u1ea7u ti\u00ean c\u1ee7a C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang. Cu\u1ed9c t\u1ee5 h\u1ecdp n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng cho ch\u00fang t\u00f4i, ph\u1ea3n \u00e1nh…","_links":{"self":[{"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/posts\/4069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/comments?post=4069"}],"version-history":[{"count":1,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/posts\/4069\/revisions"}],"predecessor-version":[{"id":4070,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/posts\/4069\/revisions\/4070"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/media\/4061"}],"wp:attachment":[{"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/media?parent=4069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/categories?post=4069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blockchainenews.com\/vi\/wp-json\/wp\/v2\/tags?post=4069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}